New York 203-b Limit

A 203-b Limit is the dollar limit in each county for how much of a home's value can be used to determine the amount of money you can get from a federally insured HECM reverse mortgage; the name comes from Section 203-b of the National Housing Act. The following table shows the current 203-b limits for each county in the State of New York:

State County HECM Single
Family Limit
Last Revised
NYTOMPKINS$ 200,16020080305
NYWARREN$ 200,16020080305
NYSUFFOLK$ 362,79020060101
NYFULTON$ 200,16020080305
NYHAMILTON$ 200,16020080305
NYSCHUYLER$ 200,16020080305
NYORANGE$ 337,25020070101
NYWESTCHESTER$ 362,79020060101
NYSULLIVAN$ 200,16020080305
NYHERKIMER$ 200,16020080305
NYBROOME$ 200,16020060101
NYWAYNE$ 204,25020070101
NYSCHENECTADY$ 237,40520070515
NYYATES$ 200,16020080305
NYALLEGANY$ 200,16020080305
NYSENECA$ 200,16020080305
NYSTEUBEN$ 200,16020080305
NYSARATOGA$ 237,40520070515
NYNEW YORK$ 362,79020060101
NYDELAWARE$ 200,16020080305
NYNASSAU$ 362,79020060101
NYCATTARAUGUS$ 200,16020080305
NYCHENANGO$ 200,16020080305
NYDUTCHESS$ 337,25020070101
NYONEIDA$ 200,16020080305
NYERIE$ 209,05720060101
NYULSTER$ 308,75020070101
NYRICHMOND$ 362,79020060101
NYRENSSELAER$ 237,40520070515
NYCLINTON$ 200,16020080305
NYGENESEE$ 200,16020060101
NYWASHINGTON$ 200,16020080305
NYST. LAWRENCE$ 200,16020080305
NYLEWIS$ 200,16020080305
NYONTARIO$ 204,25020070101
NYSCHOHARIE$ 237,40520070515
NYCORTLAND$ 200,16020080305
NYNIAGARA$ 209,05720060101
NYCOLUMBIA$ 200,16020080305
NYOTSEGO$ 200,16020080305
NYROCKLAND$ 362,79020060101
NYCHAUTAUQUA$ 200,16020080305
NYMADISON$ 213,75020080101
NYMONTGOMERY$ 200,16020060101
NYMONROE$ 204,25020070101
NYWYOMING$ 200,16020080305
NYQUEENS$ 362,79020060101
NYONONDAGA$ 213,75020080101
NYJEFFERSON$ 200,16020080305
NYLIVINGSTON$ 204,25020070101
NYALBANY$ 237,40520070515
NYGREENE$ 200,16020080305
NYCHEMUNG$ 200,16020080305
NYESSEX$ 200,16020080305
NYORLEANS$ 204,25020070101
NYTIOGA$ 200,16020060101
NYOSWEGO$ 213,75020080101
NYCAYUGA$ 200,16020060101
NYFRANKLIN$ 200,16020080305
NYPUTNAM$ 362,79020060101
NYKINGS$ 362,79020060101
NYBRONX$ 362,79020060101