North Carolina 203-b Limit

A 203-b Limit is the dollar limit in each county for how much of a home's value can be used to determine the amount of money you can get from a federally insured HECM reverse mortgage; the name comes from Section 203-b of the National Housing Act. The following table shows the current 203-b limits for each county in the State of North Carolina:

State County HECM Single
Family Limit
Last Revised
NCTYRRELL$ 200,16020080305
NCCHOWAN$ 200,16020080305
NCJONES$ 200,16020080305
NCSURRY$ 200,16020080305
NCROWAN$ 200,16020060101
NCHENDERSON$ 230,37520080101
NCALEXANDER$ 200,16020060101
NCPENDER$ 230,37520070101
NCMECKLENBURG$ 230,47020080101
NCIREDELL$ 200,16020060101
NCDUPLIN$ 200,16020080305
NCFRANKLIN$ 224,20020071003
NCGASTON$ 230,47020080101
NCBURKE$ 200,16020060101
NCCATAWBA$ 200,16020060101
NCCURRITUCK$ 313,50020060320
NCRANDOLPH$ 200,16020060101
NCWASHINGTON$ 200,16020080305
NCCOLUMBUS$ 200,16020080305
NCDAVIE$ 200,16020060101
NCCAMDEN$ 200,16020080305
NCCARTERET$ 218,50020071116
NCDURHAM$ 237,50020070201
NCLENOIR$ 200,16020080305
NCLEE$ 200,16020080305
NCMARTIN$ 200,16020080305
NCCUMBERLAND$ 200,16020060101
NCORANGE$ 237,50020070201
NCGRANVILLE$ 200,16020080305
NCSAMPSON$ 200,16020080305
NCHERTFORD$ 200,16020080305
NCNORTHAMPTON$ 200,16020080305
NCBEAUFORT$ 200,16020080305
NCPOLK$ 200,16020080305
NCCASWELL$ 200,16020080305
NCMACON$ 200,16020080305
NCEDGECOMBE$ 200,16020080305
NCNEW HANOVER$ 230,37520070101
NCRICHMOND$ 200,16020080305
NCALAMANCE$ 200,16020060101
NCYADKIN$ 200,16020060101
NCPASQUOTANK$ 200,16020080305
NCMADISON$ 230,37520080101
NCSWAIN$ 200,16020080305
NCCRAVEN$ 200,16020080305
NCCLAY$ 200,16020080305
NCWAYNE$ 200,16020060101
NCGRAHAM$ 200,16020080305
NCHALIFAX$ 200,16020080305
NCHARNETT$ 200,16020080305
NCSCOTLAND$ 200,16020080305
NCWARREN$ 200,16020080305
NCGREENE$ 200,16020060101
NCFORSYTH$ 200,16020060101
NCDARE$ 349,60020071116
NCRUTHERFORD$ 200,16020080305
NCJOHNSTON$ 224,20020071003
NCHOKE$ 200,16020060101
NCMCDOWELL$ 200,16020080305
NCROBESON$ 200,16020080305
NCCLEVELAND$ 200,16020080305
NCBERTIE$ 200,16020080305
NCLINCOLN$ 200,16020060101
NCDAVIDSON$ 200,16020060101
NCCABARRUS$ 230,47020080101
NCNASH$ 200,16020080305
NCROCKINGHAM$ 200,16020060101
NCPERSON$ 237,50020070201
NCANSON$ 230,47020080101
NCCALDWELL$ 200,16020060101
NCCHATHAM$ 237,50020070201
NCSTANLY$ 200,16020080305
NCJACKSON$ 200,16020080305
NCHAYWOOD$ 230,37520080101
NCVANCE$ 200,16020060502
NCAVERY$ 200,16020080305
NCPERQUIMANS$ 200,16020080305
NCCHEROKEE$ 200,16020080305
NCMOORE$ 200,16020060101
NCBUNCOMBE$ 230,37520080101
NCGUILFORD$ 200,16020060101
NCMONTGOMERY$ 200,16020080305
NCASHE$ 200,16020080305
NCUNION$ 230,47020080101
NCBLADEN$ 200,16020080305
NCBRUNSWICK$ 230,37520070101
NCTRANSYLVANIA$ 200,16020080305
NCMITCHELL$ 200,16020080305
NCONSLOW$ 232,75020060101
NCPITT$ 200,16020060101
NCWILKES$ 200,16020080305
NCWAKE$ 224,20020071003
NCGATES$ 200,16020080305
NCPAMLICO$ 200,16020080305
NCWATAUGA$ 200,16020080305
NCALLEGHANY$ 200,16020080305
NCSTOKES$ 200,16020060101
NCWILSON$ 200,16020080305
NCHYDE$ 200,16020080305
NCYANCEY$ 200,16020080305