Maryland 203-b Limit

A 203-b Limit is the dollar limit in each county for how much of a home's value can be used to determine the amount of money you can get from a federally insured HECM reverse mortgage; the name comes from Section 203-b of the National Housing Act. The following table shows the current 203-b limits for each county in the State of Maryland:

State County HECM Single
Family Limit
Last Revised
MDCALVERT$ 362,79020060101
MDST. MARY'S$ 289,75020071004
MDCAROLINE$ 200,16020080305
MDCHARLES$ 362,79020060101
MDWORCESTER$ 332,49920060203
MDCARROLL$ 362,79020070101
MDWICOMICO$ 249,84020080101
MDWASHINGTON$ 286,90020080101
MDPRINCE GEORGE$ 362,79020060101
MDCECIL$ 292,68520070101
MDSOMERSET$ 249,84020080101
MDKENT$ 248,58820080101
MDHOWARD$ 362,79020070101
MDBALTIMORE CIT$ 362,79020070101
MDANNE ARUNDEL$ 362,79020070101
MDFREDERICK$ 362,79020060101
MDALLEGANY$ 200,16020080305
MDTALBOT$ 282,15020060203
MDHARFORD$ 362,79020070101
MDMONTGOMERY$ 362,79020060101
MDQUEEN ANNE'S$ 362,79020070101
MDDORCHESTER$ 200,16020080305
MDBALTIMORE$ 362,79020070101
MDGARRETT$ 332,50020080101