Florida 203-b Limit

A 203-b Limit is the dollar limit in each county for how much of a home's value can be used to determine the amount of money you can get from a federally insured HECM reverse mortgage; the name comes from Section 203-b of the National Housing Act. The following table shows the current 203-b limits for each county in the State of Florida:

State County HECM Single
Family Limit
Last Revised
FLMARION$ 200,16020080305
FLGULF$ 200,16020080305
FLJACKSON$ 200,16020080305
FLOSCEOLA$ 268,85020070614
FLNASSAU$ 294,50020060207
FLOKEECHOBEE$ 200,16020080305
FLHARDEE$ 200,16020080305
FLLEE$ 270,75020070101
FLVOLUSIA$ 230,17720070101
FLHIGHLANDS$ 200,16020080305
FLPALM BEACH$ 362,79020060101
FLSUWANNEE$ 200,16020080305
FLHOLMES$ 200,16020080305
FLST. JOHNS$ 294,50020060207
FLST. LUCIE$ 276,64020060126
FLOKALOOSA$ 237,40520070101
FLLEVY$ 200,16020080305
FLHAMILTON$ 200,16020080305
FLESCAMBIA$ 200,16020080305
FLUNION$ 200,16020080305
FLGADSDEN$ 200,16020080305
FLCLAY$ 294,50020060207
FLCITRUS$ 200,16020080305
FLLIBERTY$ 200,16020080305
FLSEMINOLE$ 268,85020070614
FLORANGE$ 268,85020070614
FLCOLLIER$ 362,79020060125
FLGILCHRIST$ 204,44020070101
FLINDIAN RIVER$ 213,75020060101
FLWALTON$ 362,79020080101
FLMANATEE$ 336,10020060101
FLBREVARD$ 221,35020070101
FLMIAMI-DADE$ 362,79020060101
FLBRADFORD$ 200,16020080305
FLCHARLOTTE$ 224,20920060101
FLBROWARD$ 362,79020060101
FLALACHUA$ 204,44020070101
FLPUTNAM$ 200,16020080305
FLGLADES$ 200,16020080305
FLCOLUMBIA$ 200,16020080305
FLBAKER$ 294,50020060207
FLMADISON$ 200,16020080305
FLPOLK$ 205,20020070101
FLCALHOUN$ 200,16020080305
FLDUVAL$ 294,50020060207
FLDE SOTO$ 200,16020080305
FLPASCO$ 222,30020070101
FLHENDRY$ 200,16020080305
FLHERNANDO$ 222,30020070101
FLSARASOTA$ 336,10020060101
FLMONROE$ 362,79020060109
FLMARTIN$ 276,64020060126
FLJEFFERSON$ 200,16020080305
FLWASHINGTON$ 200,16020080305
FLHILLSBOROUGH$ 222,30020070101
FLTAYLOR$ 200,16020080305
FLBAY$ 300,96020080101
FLDIXIE$ 200,16020080305
FLLEON$ 200,16020080305
FLLAFAYETTE$ 200,16020080305
FLLAKE$ 268,85020070614
FLFRANKLIN$ 200,16020080305
FLWAKULLA$ 200,16020080305
FLPINELLAS$ 222,30020070101
FLSUMTER$ 211,37520070712
FLFLAGLER$ 218,50020060126
FLSANTA ROSA$ 200,16020080305